FloatMe is a financial technology company based in San Francisco, California, founded in 2017. The company focuses on helping users manage short-term cash flow and avoid overdraft fees. Since launching its mobile app in 2020, FloatMe has assisted members in saving over $50 million in overdraft fees. FloatMe offers cash advances, known as "Floats," allowing users to request up to $50 per pay period without credit checks or interest charges. The service includes instant deposits to debit cards for a fee. Additionally, FloatMe provides financial management tools, such as spending analysis, financial forecasting, and savings features. The company operates on a membership model, with a monthly fee ranging from $3.99 to $4.99. Users must link a U.S. debit card and meet specific eligibility requirements. FloatMe's mission is to help everyday Americans achieve financial prosperity through accessible cash-flow tools and low-cost advances.