Flinks is a Montreal-based financial technology company that specializes in open banking solutions and financial data connectivity. As a subsidiary of the National Bank of Canada, Flinks provides infrastructure for secure data aggregation, enrichment, and analytics. The company serves lenders, fintechs, digital banks, and other financial institutions across North America, focusing on streamlining processes like loan underwriting, account funding, and compliance through its API-driven platform. Flinks offers a range of services, including data connectivity to over 15,000 financial institutions, identity and transaction verification, and open banking solutions that ensure compliance with regulatory standards. Their AI-driven Flinks Score assesses creditworthiness by analyzing financial data, while instant payment capabilities support various payment workflows. The company is trusted by over 1 million users monthly and collaborates with leading financial institutions and fintech innovators, enhancing customer experiences from onboarding to payment processing.