First Federal Bank is a community-based mutual bank headquartered in Florida, established in 1962. Originally known as the First Federal Savings and Loan Association of Live Oak, it has grown into a multi-state financial institution with over $1 billion in assets, 25 full-service branches, and 7 mortgage offices across Florida, Georgia, and Wisconsin. The bank serves more than 60,000 customers, including individuals, small businesses, and commercial clients. The bank offers a range of services, including personal banking products like checking and savings accounts, commercial banking solutions such as business loans and treasury management, and various lending options including residential mortgages and home equity loans. First Federal also provides technology-driven solutions like online and mobile banking, along with financial planning and wealth management services. Committed to community support, the First Federal Foundation focuses on local education, healthcare, and economic development initiatives.