Finzy is a peer-to-peer lending platform based in Bangalore, India, founded in 2016. It operates as an NBFC-P2P registered with the Reserve Bank of India. The platform connects lenders with carefully selected borrowers, offering personal loans at competitive interest rates. Finzy's services include a proprietary credit algorithm that assesses borrower creditworthiness using over 130 parameters. The platform ensures secure documentation by meeting borrowers in person for loan agreements. It also automates the collection of monthly EMIs, transferring payments directly to lenders' bank accounts. Additionally, Finzy has a structured recovery process that involves various methods to ensure loan repayment. The primary offering is its peer-to-peer lending service, which allows individuals to lend money to others seeking personal loans. This service provides lenders with an opportunity for higher returns compared to traditional bank deposits. Finzy is recognized for its innovative approach and has built a significant customer base, with over two million users trusting the platform.