Fintoc is a Chilean fintech company founded in 2020, based in Santiago. It specializes in account-to-account (A2A) payments, allowing businesses to accept instant payments directly from customers' bank accounts. As a Y Combinator alum from the Winter 2021 batch, Fintoc is focused on enhancing payment solutions in Latin America, particularly in Chile and Mexico. The company offers a suite of APIs that facilitate instant payments, financial information verification, and other financial services. Fintoc's technology utilizes open banking protocols and real-time payment systems to ensure secure transactions. Its services are designed for easy integration, making it accessible for online retailers, SaaS platforms, fintech startups, and enterprise clients looking to streamline their payment processes. Recently, Fintoc secured a $7 million Series A funding round to support its expansion efforts in Mexico and strengthen its market presence.