FinAccel is a financial technology company based in Southeast Asia, dedicated to providing fast, affordable, and accessible financial services to the under-banked population. The company utilizes deep data analytics to automate credit risk scoring, enhancing its innovative approach to retail credit. FinAccel is the parent company of several brands, including Kredivo, KrediFazz, and Bank Bisnis Indonesia. Kredivo, FinAccel's flagship product, is a "Buy Now, Pay Later" platform that enables e-commerce buyers to access instant credit and repay over time, gaining popularity in Indonesia and Vietnam. KrediFazz offers quick and accessible credit options in Indonesia. In 2022, FinAccel expanded into digital banking by acquiring a majority stake in Bank Bisnis Indonesia. The company collaborates with major e-commerce platforms and has partnered with Citilink and Moka POS to enhance its service offerings. FinAccel has raised $270 million in funding and employs around 679 people, fostering a culture of innovation and problem-solving.