Farmers & Merchants Bank of Central California, known as F&M Bank, is a community bank founded in 1916. It operates multiple locations throughout California and is part of Farmers & Merchants Bancorp, which is publicly traded. The bank is dedicated to serving local communities, with a strong emphasis on agricultural lending. F&M Bank offers a variety of banking services, including personal banking, business banking, and specialized agricultural banking. Customers can access checking and savings accounts, loans, credit cards, and cash management services. The bank also provides digital banking options for convenient account access. Recognized as the "Best Community Bank in California" by Newsweek, F&M Bank is committed to excellent customer service and supporting local economic development. With 32 locations in Central California, it focuses on meeting the needs of both personal and business customers, particularly in the agricultural sector.