FairMoney is a digital banking and fintech company founded in 2017, dedicated to enhancing financial inclusion in emerging markets, particularly in Africa and Asia. Headquartered in Paris, France, FairMoney has become the most downloaded fintech app in Nigeria, with over 10 million downloads and more than 5 million users. The company operates as a licensed online lender and mobile bank, with a strong presence in Nigeria and expansion into India. FairMoney offers a variety of digital financial services through its mobile app. This includes instant loans, which are disbursed within five minutes using a proprietary algorithm that assesses creditworthiness through smartphone data. The platform also supports bill payments and provides microfinance banking services tailored to the needs of underserved consumers and small businesses. With significant growth in loan disbursements and a competitive edge in digital lending, FairMoney continues to leverage technology to serve its target customers effectively.