Evolve Credit is a Nigerian fintech company based in Lagos, founded in 2019 or 2020. It operates as a SaaS lending and banking platform, focusing on financial inclusion and digitizing credit services across Africa and beyond. The company provides comprehensive digital solutions for financial institutions, addressing challenges in consumer lending and deposit management. Evolve Credit offers a range of products, including a no-code Configure Lending Suite that allows institutions to customize loan products and workflows. Its Consumer Lending Platform streamlines application processing and automates debt collection. Additionally, it provides tools for consumer deposits and financial literacy, helping borrowers understand loan terms and make informed decisions. Evolve Credit targets microfinance banks, commercial banks, collection agencies, and global financial institutions, with a recent expansion into North America to tackle financing gaps. The company emphasizes accessibility and inclusivity, aiming to empower underserved communities.