ETpay is a Chilean fintech company founded in 2018 and based in Santiago. It specializes in alternative payment solutions through a SaaS platform, focusing on providing financial infrastructure for businesses. The company offers lower transaction fees compared to traditional card networks, making it an attractive option for merchants. Key services include a Pay-by-Bank platform that allows direct bank transfers in Mexico, enabling immediate fund reception without cash retention. The Quick Transfer service simplifies online payments through direct bank integrations, while Payment Links facilitate transactions using just a customer's mobile number. ETpay also provides real-time transaction monitoring and fraud prevention as part of its SaaS infrastructure. Primarily serving Latin American markets, ETpay expanded into Mexico in 2022 to meet the growing demand for cardless payments. The company aims to enhance cash flow for businesses through real-time settlements and promote financial inclusion for underbanked populations with its mobile-based solutions.