ESSA Bank & Trust is a community-focused financial institution based in Stroudsburg, Pennsylvania, with a history that dates back to 1916. Originally established as a building and loan association, it has grown into a publicly traded company offering a comprehensive range of banking services. As of September 2024, ESSA Bancorp reported total assets of $2.19 billion, net loans of $1.74 billion, and deposits of $1.63 billion. The bank provides retail banking services, including deposit accounts, personal loans, and mortgages, with initiatives like the RiseUp Fund offering grants to first-time homebuyers in underserved communities. In commercial banking, ESSA supports small businesses with loans for construction and expansion, as well as government-backed financing options. The bank also offers wealth management services, including trust and investment solutions. ESSA Bank & Trust operates branches throughout eastern Pennsylvania and emphasizes personalized service and community reinvestment, actively participating in charitable initiatives through the ESSA Bank & Trust Foundation.