Espresso Capital is a Toronto-based specialty finance company founded in 2009. It specializes in venture debt and growth financing for high-growth technology, healthcare, and SaaS companies. With a portfolio of over 300 funded companies across the U.S., Canada, and the U.K., Espresso provides non-dilutive capital to help businesses accelerate growth and enhance strategic flexibility. The company has secured a $200 million credit facility from KeyBank to expand its lending activities. Espresso Capital offers flexible credit structures tailored to recurring-revenue businesses. Its services include growth financing for scaling operations, runway extension loans to delay equity raises, working capital for daily needs, and tax credit financing against SR&ED tax credits. The company focuses on recurring revenue and growth potential, providing terms up to five years without requiring tangible asset collateral. Espresso collaborates with institutional partners and serves a diverse client base, particularly early-stage to expansion-phase tech firms.