ECN Capital is a prominent North American commercial finance company, established in October 2016 from the spin-off of Element Financial Corporation. The company focuses on enhancing origination and asset management by fostering relationships with over 100 partners, including financial institutions and vendors. ECN Capital operates through several business verticals. Triad Financial Services offers consumer loans for manufactured home purchases, while The Kessler Group specializes in managing and advising consumer credit portfolios for U.S. financial institutions. Additionally, Service Finance Company provides financing for home improvement projects through prime and super-prime installment contracts. The company has successfully originated credit portfolios valued at approximately $17 billion, reflecting its strong presence in the financial services sector. Through strategic acquisitions and a shift to an asset-light business model, ECN Capital aims to create long-term value for its stakeholders by focusing on scalable and synergistic opportunities.