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About ECC Capital Corporation

ECC Capital Corporation manages a portfolio of nonconforming loans it originated or acquired. ECC Capital was formed in April, 2004. Performance Credit Corporation, (formerly Encore Credit Corp.) a wholly-owned subsidiary of ECC Capital, was formerly a wholesale originator focusing on nonconforming borrowers. Performance Credit provides financing services to ECC Capital's current customers. Performance Credit commenced operations in March, 2002.

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