Dvara SmartGold is a fintech company based in Mumbai, founded in 2019 under Dvara Holdings. The company focuses on financial inclusion by providing gold-based micro-savings and lending solutions to underserved communities in India. Dvara SmartGold offers a gold micro-savings platform that allows customers to save in digital gold through small, flexible installments. This service aims to create a financial safety net for low-income households by leveraging gold as a trusted asset. Additionally, the company provides gold loans, enabling customers to borrow against their accumulated gold savings. Their technology-driven platform ensures secure and cost-effective savings, and they collaborate with microfinance institutions to expand their reach. The company targets primarily low-income households that lack access to traditional savings products, aligning with the Indian government's goal to financialize gold as a productive asset. Dvara SmartGold is recognized in expert collections for its contributions to wealth tech and digital lending.