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About Defacto
We're a team of builders and risk experts who believe access to capital should be fair and instant—which is what we're working hard to make happen.
We're proud to finance more than 10,000 SMEs in Europe with our AI-native B2B lending platform and embedded lending API leveraged by top fintech and marketplace parters such as Qonto, Malt, Pennylane and Libeo.
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