CBC Mortgage Agency is a nationally chartered housing finance agency providing down payment assistance for FHA loans and other affordable housing products. It operates the Chenoa Fund, offering nationwide assistance (excluding New York) to low- to moderate-income individuals and families, particularly in minority communities[1][3][5]. Their services include FHA and USDA loans, with a focus on increasing homeownership among underserved groups[1][4]. The unique selling proposition is their ability to offer national down payment assistance programs, making homeownership more accessible to diverse communities[1][3].