Berkshire Hathaway GUARD Insurance Companies is a prominent player in the U.S. insurance industry, specializing in property and casualty insurance. Here are some key points about the company: - Establishment and Parentage: Berkshire Hathaway GUARD Insurance Companies was established in 1983 and is backed by the financial strength of Warren Buffett's Berkshire Hathaway Group[1][3]. - Ratings and Operations: The company is rated A+ (Superior) by A.M. Best Company, indicating strong financial stability[1][5]. It operates nationwide through a network of over 6,000 independent agents and brokers, offering a wide range of commercial and personal lines insurance products[1][3]. - Subsidiaries: The company includes several subsidiaries such as AmGUARD Insurance Company, AZGUARD Insurance Company, EastGUARD Insurance Company, NorGUARD Insurance Company, and WestGUARD Insurance Company[1]. - Premiums and Offices: Berkshire Hathaway GUARD Insurance Companies have annual premiums exceeding $2 billion and are headquartered in Wilkes-Barre, PA, with additional offices across the country[1]. - Products and Services: The company provides various insurance products, including commercial insurance (Businessowners Policy, Commercial Auto, Commercial Package, Commercial Property, Commercial Umbrella, Disability, General Liability, Professional Liability) and personal insurance (Homeowners, Personal Umbrella)[3][5]. They also offer specialized services like Workers Compensation coverage with value-added services[5]. - Recent Developments: As of late 2024, AM Best revised the outlooks for some Berkshire Hathaway GUARD Insurance Companies to negative, though specific details require a subscription to access[4].